My Cyber Insurance Wake-Up Call: Why Your Insurer Should Be Your First IR Phone Call
Right, so I'll be honest. Six months ago, I thought cyber insurance was just another checkbox on the compliance list. Pay the premium, tick the box, hope you never need it. Then Noel challenged me to actually read my policy and treat my insurer as an incident response partner. What I found changed everything. Turns out my €10,200 annual premium wasn't buying risk transfer. It was buying a specialist IR team, forensics support, tabletop exercises, and gap assessments I'd been trying to budget for
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